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Website Terms of Use

Effective Date: February 25, 2026

Welcome to Stoke ("we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of www.stokemoney.com (the "Site"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.

1. Purpose of the Site

The Site currently serves as an informational landing page and a waitlist registration portal for the upcoming Stoke personal finance application.

2. Waitlist Registration

If you choose to join our waitlist, you agree to provide current and accurate information, including a valid email address. Joining the waitlist does not guarantee early access, beta participation, or future use of the Stoke platform. We reserve the right to manage, modify, or cancel the waitlist at our discretion.

3. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, branding, and website design, is the property of Stoke and is protected by intellectual property laws. You may not copy, reproduce, scrape, distribute, or create derivative works from any part of this Site without our express written permission.

4. Prohibited Conduct

When using our Site, you agree not to:

  • Use the Site for any unlawful purpose.
  • Introduce viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site or the server on which the Site is stored.
  • Use any robot, spider, or other automated device or process to access the Site for any purpose, including spamming the waitlist form.

5. Disclaimer of Warranties

The Site and all information on it are provided on an "AS IS" and "AS AVAILABLE" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the Site or the information, content, or materials included on it. Any descriptions of future product features are for informational purposes only and do not represent a binding commitment.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Stoke shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Site.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

8. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the Site after any changes indicates your acceptance of the new Terms.

9. Contact Us

If you have any questions about these Terms, please contact us at: joseph@stokemoney.com